Need Help Finding a Cash Advance?

Get up to $1000 wired as fast as 1 Hour!
  • Bad Credit OK
  • Safe & Secure
  • Fast Approval
image description
I had $1,000 wired to me to help pay for my bills. It’s easy & fast! - Tricia, Del Mar, California

Start here for your cash:

Use our no obligation PaydayMatcher™ to find a payday loan that fits you best. Answer the questions below to find your match.


Get Fast Cash in 3 Easy Steps!

Benefit from our quick online application in 3 easy steps. Our secure, encrypted process takes place entirely online and does not require a complicated fax or even a credit check.

  • Complete.

    Fill out the quick form.

  • Approve.

    Fast approval decision.

  • Get Cash.

    Up to $1,000 wired quickly.

Cash Advances in Rhode Island

Posted on Monday, June 21st, 2019 at 12:08 pm in Cash Advances, State Loan Info

As of right now, only 25 states have laws which were created specifically for payday loans. Many states, Rhode Island include, force payday loans to comply with the state’s small loan or criminal usury laws. Rhode Island imposes a maximum loan amount of $500. The loan term cannot be longer than fourteen days, but a customer is able to roll over their loan once. Payday lenders may charge no more than 15% of the face value of the check. Rhode Island also allows for a person to have up to three payday loans at one time. Most states require that a person only have one small loan at a time, or if they have multiple small loans, they must not exceed a certain amount.

Rhode Island also requires that the payday lender provides the borrower with a written agreement. The written agreement should state the total amount of fees charged, expressed in United States currency and as an annual percentage rate (APR), as well as the maximum loan term of 14 days. The written agreement is standard for most states which allow instant cash advances. Payday lenders must also state the schedule of fees in a place where it is visible to borrowers, and they must also display which forms of identifications are valid when applying for a payday loan.

Instant cash advance laws from state to state don’t vary too much. Although some states have specific regulations, such as Rhode Island, generally most of the laws are standard, and are meant only to make the payday loan process as worry free and convenient as possible.

Related posts:

  1. State Cash Advance Laws
  2. State Cash Advance Laws
  3. When Cash Advances Are Helpful
  4. Instant Cash Advances Online
  • 1 #

    Fill out the short cash application.

  • 2 #

    Receive your approval and confirm loan.

  • 3 #

    Cash deposited into your account.