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Cash Advances in Alaska
Trying to determine payday loan laws by state can be tricky, as each state’s laws are different. The state you live in can determine everything from the largest amount you can borrow with your online cash advance, to the amount of time you can pay it back and fees your lender specifies. Payday loans are a quick solution, and you can make your borrowing experience even better by understanding the payday loan laws of your state. This article discusses payday loan laws in Alaska.
Alaska payday loan laws set a minimum lending period of 14 days. The largest amount you can borrow for your payday loan in Alaska is $500. Financing for your payday loan cannot exceed 15% of your borrowed amount – that can equal a lower annualized percentage rate than average overdraft fees from most banks! If you decide that you no longer need a cash advance after your online payday loan application is approved, payday loan laws in Alaska allow you to cancel the transaction if you inform your lender within 24 hours. Your payday loan will not be processed and you won’t owe any lender’s fees. Alaska payday loan laws also guarantee that you will not be harrassed by creditors if you cannot pay after the end of your lending period. Although payday loans never require collateral, Alaska payday loan laws provide extra assurance that collateral will never be collected for your cash advance.
Perhaps the biggest benefit of a payday loan in Alaska is the guaranteed low financing. Why face high bank fees or rising annualized percentage rates on a credit card when your payday loan may carry lower rates? An online payday loan in Alaska is fast, convenient, and cost effective thanks to Alaska’s payday loan laws. When used responsibly, you can give yourself the boost you need and avoid the hassle and cost of the bank.
Source: Credit.com’s State-by-State Payday Loan Summary
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