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Cash Advances and Bankruptcy
Posted on Wednesday, July 6th, 2019 at 10:25 am in Cash Advances
Certain financial information stays on your credit report for several years and can hurt your chances of getting a loan or credit when you need one. The positive information on your credit history – like payments you’ve made on time to creditors – stays on your report for good. Negative reports – like late payments, delinquent accounts in collections, and bankruptcy – can hurt your credit history for up to seven years, depending on the type of report.
If you’ve filed for bankruptcy in the last 7 years, you’ve probably had a hard time getting loans and credit for emergencies. Most financial institutions see bankruptcy as a sign of financial instability, making you a big lending risk to them. Even if your recent history shows improvement, your bankruptcy drags down your credit score and can disqualify you for many kinds of loans.
When you need emergency cash for small expenses but have a bankruptcy marring your credit report, you can qualify for the cash you need from any payday loan or cash advance lender. Payday lenders don’t run credit checks on their applicants, so your credit history and score are never a factor in approving your loan. Many lenders have up to $1500 available, although this varies based on your salary and state laws. The amount of cash you can borrow is usually determined by your monthly income.
Cash advances are easy to qualify for. As long as your earn a stable income and own a bank account with a positive cash balance, you can instantly qualify for the cash you need. A lender will review your application, and you can either leave the store with cash in hand, or have cash wired to your bank account within 1 hour if you’re borrowing your cash advance online.
Don’t let a bankruptcy from years ago hold you back when you need cash. Find a no credit check cash advance lender in your state today.
Fill out the short cash application.
Receive your approval and confirm loan.
Cash deposited into your account.